Yes. You must purchase your vehicle from a franchised car dealership. A franchised car dealership sells new and used cars for auto manufacturers such as Ford, General Motors, Honda, and other major brands. The manufacturer is often listed in the dealership’s name. You may also purchase a vehicle from CarMax. We do not offer financing for vehicles purchased from independent used car dealers, auto brokers or private party sellers.

If a franchised dealer has questions about our program or is reluctant to accept your OpenRoad eCheck^®, please ask them to call us toll-free at 888-536-3024 during our business hours to speak with an OpenRoad Loan Care Agent.